SetAll Engine v2.0 is now live in beta testing

The Multi-Currency Ledger for the Modern World.

Settle shared expenses, optimize debt with Greedy Flow algorithms, and manage your global wealth in one premium interface. Zero spreadsheets required.

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Bank-Grade 256-bit Encryption
Non-Custodial Infrastructure
Offline-First Architecture

Fintech-grade capabilities.

Everything you need to manage complex group trips, shared apartments, and international expenses.

Greedy Flow Engine

Algorithmically minimize transactions. If Alice owes Bob, and Bob owes Charlie, SetAll tells Alice to pay Charlie directly. Perfect debt resolution.

Universal Anchor

Support for 150+ currencies including RSD, VND, and GEL. Spend in Japanese Yen, split the bill in Euros, and settle your debts in US Dollars.

Omni-Channel Sync

Native apps for macOS, Windows, iOS, and Android. Built with a local-first SQLite engine that works perfectly without an internet connection.